Stop working capital crunches. Manage customer credit limits, track overdue days, and send 1-tap polite WhatsApp payment reminders with dynamic UPI QR payment links.
Neighborhood medical stores face a unique challenge: regular customers and families expect credit ("Bhaiya, khata me likh lo"). While chemists want to maintain customer relationships, this creates massive financial strain:
₹1,00,000 to ₹3,00,000 trapped in uncollected customer dues while wholesale distributors demand strict 15-day settlement or cash on delivery.
Paper diaries get smudged, torn, or misplaced. Debts are disputed because neither party remembers the exact dates or items purchased.
Asking regular neighbors for money in person feels awkward. Store owners delay asking until debts cross several months.
Send a polite, professionally formatted WhatsApp message showing the bill details and a direct clickable UPI payment link (GPay, PhonePe, Paytm).
Set a safe credit limit (e.g. ₹1,500) per customer. StockMed flags an alert if a new purchase pushes the customer over their limit.
Customers can tap the link and settle via UPI from their living room without having to physically walk back to the shop to hand over cash.
Namaste Ramesh Sharma Ji,
This is a gentle payment reminder from Gupta Medical Store regarding your medicine purchase.
📋 Pending Balance: ₹1,450
📅 Due Since: 14 Days (Invoice #2841)
Tap below to pay instantly via UPI (GPay, PhonePe, Paytm):
👉 https://stockmed.store/pay?to=guptamedical&amt=1450
Thank you for your continued trust in your neighborhood pharmacy! 🙏
No! Payments made via UPI QR codes or deep-links go directly from the customer's bank account to your merchant bank account with zero platform commission or gateway fees.
Yes. You can export a clear, itemized PDF statement of account showing every debit, credit, and balance to hand to customers or share digitally.
Join thousands of Indian retail pharmacies running on clean, organized digital party ledgers.
📱 Download Free Khata App